Skip to main content
Go Back to System Level

At University of Maryland Medical System, we are committed to transparency about the cost of your health care in our hospitals. These resources can help you understand those costs and answer any questions you might have.

Get a Price Estimate

For the most accurate estimate of the cost of care at an UMMS Hospital get a price estimate for an outpatient visit, procedure or surgery.

Insurance Coverage and Out-of-Pocket Costs

If you have insurance, your insurance policy coverage (including deductibles, co-pays, co-insurance and out-of-pocket maximums) will determine the amount you owe. You may be responsible for other payments that your insurance does not cover.

Your price estimate and out of pocket costs can vary depending on the actual services provided to you based on your physician's treatment choices and your personal health care needs.

The estimated cost is not a guarantee of insurance coverage. Please check with your insurance company if you need help understanding what your insurance covers for the services chosen. Your insurance company's phone number can be found on the back of your insurance card.

Need Help?

Please call 410-821-4140 for:

  • Help understanding your price estimate
  • How to apply for financial assistance
  • Questions about your portion of your hospital bill

Hospital Charges

To improve price transparency, all U.S. hospitals and health systems are required to provide lists of hospital charges so patients can compare prices across hospitals. We have included two separate views of our prices:

Listed below are a few considerations to keep in mind as you view the list of standard hospital charges, commonly known as the "Chargemaster."

  • View Standard Hospital Charges:
  • The chargemaster lists the dollar amount set for each service. In Maryland, the average prices for hospital services (e.g., radiology, laboratory, intensive care daily rate) are regulated by the Maryland Health Services Cost Review Commission (HSCRC). Each UMMS hospital has its own set of rates.
  • The HSCRC sets average hospital prices on January 1 and July 1 of every year. University of Maryland Medical System will post this information shortly thereafter. Even though the state sets hospital prices by a certain date, hospital charges can change during the year. Charges on individual hospital bills may be different from the charges posted here.
  • Variations in prices across hospitals does not provide any indication of quality of service and outcomes.
  • Hospital charges posted on this site do not include charges for physician services, often called professional fees, which are separate from the hospital bill. Examples include physician charges, anesthesiology charges, radiologist reading fees and pathologist fees. 

Charges for COVID-19 Testing

Visit Charges for COVID-19 Testing to view prices for COVID-19 testing, and insurance and billing information.

In This Section:

Subscribe For Free Wellness Tips