At University of Maryland Medical System, we are committed to transparency about the cost of your health care in our hospitals. These resources can help you understand those costs and answer any questions you might have.

Get a Price Estimate

For the most accurate estimate of the cost of care at an UMMS Hospital get a price estimate for an outpatient visit, procedure or surgery.

Insurance Coverage and Out-Of-Pocket Costs

Please contact your health insurance company before any hospital, outpatient/clinic or physician office visit to find out the specific coverage under your plan and whether you will be responsible for any part of the payment.

If you have insurance, your insurance policy coverage (including deductibles, co-pays, co-insurance and out-of-pocket maximums) will determine the amount you owe. You may be responsible for other payments that your insurance does not cover, including co-pays, deductibles and co-insurance for physician and hospital services.

Your out-of-pocket costs can vary based on:

  • The actual services provided to you based on your physician's treatment choices and your personal health care needs.
  • Your insurance co-pay amount for your specific plan.
  • Your insurance deductible or co-insurance and whether you have met the deductible for the current year.

The estimated cost is not a guarantee of insurance coverage. Please check with your insurance company if you need help understanding what your insurance covers for the services chosen. Your insurance company's phone number can be found on the back of your insurance card.

Financial Assistance

Financial help for your portion of the hospital bill may be available. If you need financial help, please contact Customer Service at 410-821-4140 or see our Financial Assistance page.

Hospital Charges

To improve price transparency, all U.S. hospitals and health systems are required to provide lists of hospital charges so patients can compare prices across hospitals. We have included two separate views of our prices:

Standard Hospital Charges (Chargemaster)

Listed below are a few considerations to keep in mind as you view the list of standard hospital charges, commonly known as the "Chargemaster."

  • View Standard Hospital Charges:
  • The chargemaster lists the dollar amount set for each service. In Maryland, the average prices for hospital services (e.g., radiology, laboratory, intensive care daily rate) are regulated by the Maryland Health Services Cost Review Commission (HSCRC). Each UMMS hospital has its own set of rates.
  • The HSCRC sets average hospital prices on January 1 and July 1 of every year. University of Maryland Medical System will post this information shortly thereafter. Even though the state sets hospital prices by a certain date, hospital charges can change during the year. Charges on individual hospital bills may be different from the charges posted here.
  • Variations in prices across hospitals does not provide any indication of quality of service and outcomes.
  • Hospital charges posted on this site do not include charges for physician services, often called professional fees, which are separate from the hospital bill. Examples include physician charges, anesthesiology charges, radiologist reading fees and pathologist fees.

Average Charges by Type of Patient Group

All hospitals and health systems are also required to provide a listing of average charges by types of patient groups, referred to as MS-DRGs (Medicare Severity Diagnosis Related Groups). Patients can view similar listings posted by different hospitals, which provide a more direct comparison of charges than the standard charges in the chargemaster. View the list of average charges by procedure type.

Each University of Maryland Medical System affiliated hospital provides a list of average charge per case of frequently occurring inpatient diagnoses and outpatient procedures. Costs will vary based on individual patient cases and treatments.

Charges for COVID-19 Testing

Visit Charges for COVID-19 Testing to view prices for COVID-19 testing, and insurance and billing information.