Patients - Insurance PlansUniversity of Maryland St. Joseph Medical Center participates in a wide range of health plans. We accept all private pay patients and the insurance plans listed below. Before scheduling an appointment or seeking treatment, please contact your insurance provider to ensure full coverage.

UM St. Joseph's Access Department will verify your insurance coverage and obtain authorization from your insurance carrier, when necessary. Please note that your insurance company may not pay for all of your services if your benefit plan requires out of pocket expenses to be paid (such as, deductibles, co-payments, and co-insurance) or if you are required to seek services (such as lab, radiology, etc.) at specific locations/companies (such as Lab Corp, Advanced Radiology, Quest Diagnostics, etc.). Deductibles and co-payments will be collected at the time of visit.

If you have any questions regarding UM St. Joseph's participation in your health plan, please contact the Managed Care Department at 410-337-1626.

Professional Fees

Professional Fees (physician or mid-level provider fees) are separate from the hospital fees. You may receive bills from multiple physicians for their services including but not limited to: your private physician, anesthesiologist, pathologist, radiologist, cardiologist, emergency room physician, and other specialists who participated in your care. If you have questions regarding the bill for their services, please contact the individual provider.

University of Maryland St. Joseph Medical Center participates with the following Managed Care Plans:


Aetna Health Plans
CareFirst BCBS BlueChoice
Coventry Health Plan of Delaware
United Healthcare/ MDIPA / Optimum Choice

Medicaid HMO

JAI Medical Group
Priority Partners
Maryland Physicians Care
Riverside Health Plan
United Healthcare Community Plan

Medicare HMO

Cigna HealthSpring
Secure Horizons

Commercial (indemnity), PPO/PPN/Third Party Administrators (TPAs)

CareFirst Blue Cross Blue Shield of Maryland
Carefirst Federal Employee Program
Employer Health Plan (through Johns Hopkins Healthcare)
First Health
Viant (Beech Street)

Behavioral Health

American Psych Systems (APS)
United Behavioral Health
Value Options

Other Government Programs

Maryland Medicaid
Tricare Standard
Uniformed Services Family Health Plan (USFHP) - through Johns Hopkins Healthcare  

St. Joseph does not participate with:

MedStar Family Choice (Medicaid)
MedStar Medicare Choice
Johns Hopkins Advantage MD
Tricare Prime

Please contact the Managed Care Department at 410-337-1626 if you have any questions.